What is the Balanced Managing Money?
There are two that we often do in life is Finding and Removing Money Money. What's Making money? the time that we use to work and earn money, which income shall be used to meet the needs of daily life and to be stored and used when needed.
Is a waste of money, time where we do not make money but we still have to use the money to meet the needs of daily life even for the needs that we do not sorrow / sudden (eg, pain).
How Long?
Many of us see the variety of work done by various people both young and old children even while they were supposed to school and we often ask, "How long will I be working?". "Until when do I have to work?".
We do not know how long we have to work, maybe only a few years, perhaps decades or even a lifetime, we must continue to work. But certainly, at the age of 55 years or maybe 65 years we've entered the age of retirement.
Had we started working at age 25 years and retired at the age of 55 years, then we must work for 30 years. 30-year period is what we named as The Search for Money.
After retirement age then we will enter the period Throw Money.
How long do we have to waste money? We ignore how long we have to waste money. We never know how long we live. Maybe some people can predict, but they are only estimates only.
If we assume that the average life of 85-year-old range hinga 95 years, and we make samples until the age of 85 years. So since we signed 55-year retirement to our 85-year-old is 30 years old. 30-year period is what we named as the Throw The Money.
How Big?
How much, or how much money will we make? Income per person is different. There are many and some are less. Then, how much money we generate will be used?. The fundamental needs are the necessities of life such as clothing, food and shelter. Another is the need for education of children. Other additional needs are secondary needs such as purchasing luxury goods, vehicles and even homes. Is this big enough? Very Large. The cost to meet this demand is taken from our income as we are still working (The Search for Money).
There are two that we often do in life is Finding and Removing Money Money. What's Making money? the time that we use to work and earn money, which income shall be used to meet the needs of daily life and to be stored and used when needed.
Is a waste of money, time where we do not make money but we still have to use the money to meet the needs of daily life even for the needs that we do not sorrow / sudden (eg, pain).
How Long?
Many of us see the variety of work done by various people both young and old children even while they were supposed to school and we often ask, "How long will I be working?". "Until when do I have to work?".
We do not know how long we have to work, maybe only a few years, perhaps decades or even a lifetime, we must continue to work. But certainly, at the age of 55 years or maybe 65 years we've entered the age of retirement.
Had we started working at age 25 years and retired at the age of 55 years, then we must work for 30 years. 30-year period is what we named as The Search for Money.
After retirement age then we will enter the period Throw Money.
How long do we have to waste money? We ignore how long we have to waste money. We never know how long we live. Maybe some people can predict, but they are only estimates only.
If we assume that the average life of 85-year-old range hinga 95 years, and we make samples until the age of 85 years. So since we signed 55-year retirement to our 85-year-old is 30 years old. 30-year period is what we named as the Throw The Money.
How Big?
How much, or how much money will we make? Income per person is different. There are many and some are less. Then, how much money we generate will be used?. The fundamental needs are the necessities of life such as clothing, food and shelter. Another is the need for education of children. Other additional needs are secondary needs such as purchasing luxury goods, vehicles and even homes. Is this big enough? Very Large. The cost to meet this demand is taken from our income as we are still working (The Search for Money).
The question then is how after we retire (Throw The Money). At the time where we no longer productive and far less of our income may not even exist at all. Are the needs of our lives is not needed anymore? Do we not need the cost when we are sick?. While we know that, when age was 60 years old then stepped on the condition of our bodies are no longer fit. Not as strong as it used to anymore. If this condition, whether the cost is not large riquired? ... Big, huge even.
During the period of 30 years Throwing Money, we are not earning more, but we still have to pay the same even greater if the pain, then what is the solution?
Where to save?
When you look up then we must prepare the fund for 30 years after we retire. Then we store where most of our income? Many alternatives that can be done, such as deposits, mutual funds, PIA (PRUlink Investor Accounts), other investment companies. But we also know that the management of these funds is a medium-term management. Then, what about the long run our lives? Where will we save / save for the long-term preparations.
Some investment programs and protection for ourselves can be learned like, PIA (PRUlink Investor Accounts), PAA Sharia there are also programs and even saving for Hajj and Education Savings program.
Benefits
what benefits of saving and follow the programs mentioned above?
When we remember that previously discussed, after the retirement age then we'll Throw Money. At this age we no longer have an income but still have to meet the needs of everyday life and keep watch for our physical condition is not as good as it used to be.
Even the fact that each person whose name will experience pain, even mild. Undeniably also if we hit a small mosquito bite yan chances are we will get dengue fever. Currently lurking danger of our accidents, even though kia home can have an accident (slipping in the bathroom for example)
So we save funds through these programs is like a boat the boat, is not considered when we are sick but very useful when there is something undesirable. Considered not useful when present, will be in vain to find if there is something but not have it. So no less important and useful when we begin to prepare or even have it now. So manage money in a balanced
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